A family that keeps safe together, stays together!
Your furry friends have become a part of our family. You make sure they are loved and cared for, fed well, exercised reasonably, and given special treatment when ill. You may refer to them as your “fur babies” and yourselves as “pet parents,” as you should! But if every human in your family is most likely covered by health insurance, why not give pet insurance a thought?
6 Benefits of Pet Insurance
Ensures Great Healthcare For Your Pet– Pet insurance provides a wider range of treatments and allows you to be able to choose and afford different options. With insurance, complicated and life-saving surgeries are easier to opt for. For smaller injuries or illnesses too or simply for additional healthcare facilities needed as they age, pet insurance is a boon.
Easy on Your Pocket–Unfortunately, accidents can happen at any time. In such an unexpected case of illness or injury, pet insurance shines through! It covers a good percentage of the vet bill and saves you the stress of arranging funds last minute. Insurance also makes expensive treatments affordable, allowing you to get the best for your little pooch.
Choose the Best Vet for Your Pet–One of the best benefits of pet insurance is the freedom to choose the vet that best fits your pet’s temperament and veterinary needs. Apart from choosing the doctor on your own, insurance also spares you the requirement of a referral for specialists’ visits. You can take your pet to speciality hospitals whenever required. That is a win-win!
One for All–Pet insurance companies do not differentiate based on breed or age. Even if your dog is old, you can get a good deal for enough coverage. Vets take your pet’s age and medical history into consideration to recommend the best suitable pick. Insurance also offers flexibility on your budget – you can choose from a wide range of policies depending on your pet’s needs.
Gives You Peace of Mind– Getting pet insurance also brings you the surety, that you will be able to take care of them regardless of what happens. Most good pet insurance policies cover about 80% of the cost, once you have served your deductibles. A safety net for your pet that is easy on your wallet, keeps you stress-free and assures care when needed.
There’s More in Store– While all pet insurance covers illness and injuries, some also reimburse for theft or loss of the pet, travel overseas, pregnancy, behavioural modification therapy, physical therapy, acupuncture and chiropractic care as well as third-party liabilities in the event of damage to property or injury to someone else caused by your pet (pet liability insurance).
What Does Pet Insurance Cover?
There are different types of pet insurance available, and it is crucial to choose the right one for your pet and your financial needs to enjoy the greatest long-term benefits. You can opt for either of them, a duo, or all three. From the following, you can decide what’s best for you and your pooch:
Accidental Coverage-Accidents are scary, and the uncertainty only adds to it; this is probably why accidental coverage is the most popular plan. It covers torn ligaments, broken bones, object ingestion, poisoning, bite wounds, eye trauma, and most other injuries and emergencies. You can opt for quick, expert care for your pet without worrying much about the cost.
Illness Coverage-Second to accidental coverage, illness coverage is equally important and beneficial. It is for skin infections, cancer, UTIs, ear infections, vomiting, diarrhoea, dental illness, diabetes, arthritis, parasites and obesity. Illness coverage is best beneficial if you choose this plan early in your pet’s life. With every age, unfortunately, more coverage limitations are applied.
Wellness Coverage-Usually an alternate or optional coverage, wellness coverage is for ground-level work such as vaccinations, teeth cleanings, routine testing and annual exams as well as flea, tick and heartworm treatments. It ensures health and safety with very little of your pocket.
What Is Not Covered in Pet Insurance?
Pet insurance does not cover pre-existing conditions. While your furry friend is just as eligible for pet insurance, their coverage would exclude the particular condition that already exists. Having said that, some insurance providers cover curable conditions if there are no recurring symptoms during a certain waiting period.
Other pet insurance exclusions are boarding and daycare, pet supplies such as food, toys and treats, cosmetic procedures and elective surgeries. Exclusions may also vary depending on the plan/s you acquire for your little friend.
Pet insurance is a big go-go and you should definitely consider it. It not only saves you money and a long line of bills, but ensures safety and care that your furry member needs. For everything else, PawPurrfect is at your service!
